In addition to numerous congressional acts that focus more on national regulation, laws have been created that affect the practice of home mortgage lending at a community or neighborhood level. For example, laws have been enacted to prevent lenders from avoiding certain neighborhoods without regard to the merits of the individual loan applications, a practice more commonly referred to as redlining
The Confiscation Act, which would have allowed the federal government to seize property, including slave property, being used to assist the Confederate insurrection, was one of the wartime measures that the Senate debated during its special session from July 4 to August 6, 1861. The final bill was approved by the Senate on August 5, 1861, by a vote of 24 to 11, and President Lincoln signed it into law the following day. Although this bill had symbolic value, it had no bearing on the uprising or the talks during the war. Every American was able to purchase any property up to 160 acres of free federal land thanks to a congress statute from 1862. The process of purchasing a homestead consists mostly of three steps. The federal government was authorized in early 1962.
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I think it’s the first one
Answer:
Explanation:
Income Fraud Where the borrower overstates their income, e.g. to secure a higher mortgage loan offer. A solicitor who knows their client does not have a job or knows they has serious mortgage arrears on another property should be on the look out for possible mortgage fraud.
A because it's life insurance u gonna have to pay payments if u don't pay full ahead of time but it's life keyword life so it's permanent
Explanation:
Citizen participation
More and more people are taking the initiative to make their local neighbourhood more liveable, for instance by helping to maintain playgrounds or green spaces. As a result, the relationship between government and society is changing.
Citizen participation
Many people feel a sense of commitment to their neighbourhood and are actively involved in activities to improve the quality of life there. This is called ‘citizen participation’. For example, local residents engage in voluntary work, organise litter-clearing campaigns, set up collectives to purchase solar panels or form local care cooperatives. They may also be involved in the decision-making about the municipal budget.
Government participation
As local residents become more involved in public life, the role of government needs to adapt and take greater account of initiatives in the community. This is called 'government participation'. It means local authorities playing a more supportive role, for instance by providing facilities or making them available. In addition, municipalities can use neighbourhood budgets to help residents get things done in their area.
Do-ocracy: new ways for citizens and government to work together
Active citizens don't want the government to provide standard solutions for everything. They prefer a tailor-made approach and authorities that think along with them. So citizens and government are devising new ways of relating to each other and working together – in what is often called a 'do-ocracy'. Central government is keen to promote and support this form of democratic collaboration.
Government support for citizen participation
The government can support citizen participation in various ways, for instance by abolishing unnecessary rules and regulations wherever possible. Like the complex application procedures volunteers sometimes have to contend with to obtain funding for their activities.
