Answer:
The balance be after he has made exactly half of his monthly payments is $56881.4.
Step-by-step explanation:
Given : Dean took out a 10-year loan for $40,000 at an APR of 4% compounded monthly.
To find : What will his balance be after he has made exactly half of his monthly payments?
Solution :
Formula of monthly payment ,
Discount factor
Where, Amount = $40,000
Rate r= 4% compounded monthly
Time = 10 years
Now, put all the values we get,
Half of the monthly payment is $807.345
Payment for 10 years is 
The balance is $96881.4-$40000=$56881.4
Therefore, The balance be after he has made exactly half of his monthly payments is $56881.4.
X = 32
Y = 8
Hope this helps!
Plz explain clearly so i can answer
For this case we must factor the following expression:

To factor, we look for two numbers that, when multiplied, result in 20 and when added, result in -12.
These numbers are: -10 and -2.

Thus, we factor the expression as:

Answer:
The factors of the given expression are:
