Savings are money for safe-keeping. The amount that one saves will be more or less the same when one decides to use or withdraw it. Savings can be through one's safe keeping or through a bank. However, interests are low in the bank. Investment, on the other hand, is money put up in chances for income. Good investments can make passive income for a person. Examples of investments are stocks and mutual funds.
Answer:slowing of deep ocean circulation, resulting in lower oxygen levels in deep waters
Explanation:ocean circulation is like a conveyor belt which transports warm water and precipitation from the equator e the poles and cold water from the poles to the tropics . This process is crucial in maintaining global climate effectively , it helps with effective radiation control ensuring that the earth surface receives safe radiation.
Ocean currents act much like a conveyor belt, transporting warm water and precipitation from the equator toward the poles and cold water from the poles back to the tropics. Thus, ocean currents regulate global climate, helping to counteract the uneven distribution of solar radiation reaching Earth's surface.
I would say a good adjective to describe Thomas Jefferson would be intelligent.