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hammer [34]
3 years ago
5

Using an annuity to fund a qualified retirement plan:(A)is unsuitable under any circumstances(B)is suitable if it is a fixed ann

uity but is unsuitable if it is a variable annuity(C)is unsuitable because the earnings in both the annuity and the qualified retirement plan are tax deferred and are therefore redundant(D)may be suitable because the annuity provides a guaranteed lifetime income during retirement and because of the death benefits provided.
Business
1 answer:
kykrilka [37]3 years ago
7 0

Is suitable if it is a fixed annuity but is unsuitable if it is a variable annuity

Answer: Option B.

<u>Explanation:</u>

An annuity is an agreement among you and an insurance agency where you make a singular amount installment or arrangement of installments and, consequently, get normal payment, starting either promptly or sooner or later.

An annuity is a long haul speculation that is given by an insurance agency intended to help shield you from the danger of outlasting your pay. Through annuitization, your buy installments (what you contribute) are changed over into occasional installments that can keep going forever.

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The general attitude of the top management using a(n) _____ strategy is that CSR is an added cost or nuisance.
vazorg [7]

Answer:

b) Reactive

Explanation:

A reactive approach is when managers respond to situations and problems as they occur rather than plan for them before hand as this is an added cost.

Proactive managers seek out opportunities to always input CSR in their strategies. Accommodative strategies and defensive strategies build in some leeway. None of these options completely discount csr as a cost as does the reactive style.

Hope that helps.

7 0
3 years ago
During the final or phaseout stage of the project life-cycle, __________ is the dominant goal of many project managers.
Anarel [89]
During the final or phaseout stage of the project life-cycle, scope is the dominant goal of many project managers.
6 0
3 years ago
Which method for calculating a credit card balance takes into account both the purchases and the payments made during the curren
skad [1K]

Answer:

The Correct Answer is D

Explanation:

  • In the Daily average balance method, the balance is the middling of all daily equalizer for the last month.
  • The Average daily balance method is the process for calculating the finance charge on a credit card loan.
  • Add the outstanding amount for your account for every day of the month.
  • It divides the total steps one by one with the quantity of the days in the month to find out the Average daily balance.  

5 0
4 years ago
Read 2 more answers
From the standpoint of the issuing company, a disadvantage of using bonds as a means of long-term financing is that Group of ans
ira [324]

Answer:

interest must be paid on a periodic basis regardless of earnings.

Explanation:

A bond can be defined as a debt or fixed investment security, in which a bondholder (investor or creditor) loans an amount of money to the bond issuer (government or corporations) for a specific period of time. The bond issuer are expected to return the principal (face value) at maturity with an agreed upon interest (coupon), which are paid at fixed intervals.

The disadvantages of bonds are listed below as;

1. Bonds can decrease a person's return on equity.

2. Bonds require a payment of the principal amount.

3. Bonds typically require a payment of periodic interest.

Generally, most bonds with shorter maturity time respond less dramatically to changes in interest rates when compared to bonds having longer maturity. Thus, the risk associated with short bonds isn't really significant because their interest rates are less likely to change substantially within that short period of time unlike bonds with longer maturity.

Hence, regardless of the earnings by bondholders, interest must be paid on a periodic basis on a long-term bond.

7 0
3 years ago
Which of the following statements is CORRECT?
SVETLANKA909090 [29]

Answer:

D. Capital market instruments include both long-term debt and common stocks.

Explanation:

Capital market is financial market where long term instruments are traded. These instruments include bond, common stocks and debenture. With this background, statement in option D is correct.

Option A is not correct because reverse is the case: investment banks raise large blocks of capital from investors while commercial banks specialize in lending money.

Option B and E are not correct, too. Transaction under them are examples of a secondary market transaction.

Option C is wrong, as well. NYSE has a physical location where trading activities happen.

So option D is the only correct statement because capital market instruments are long-term debt and common stocks.

3 0
4 years ago
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