Answer:
The policy will be construed as if it conformed to the law.
Explanation:
As regulated by the Uniform Individual Accident and Sickness Policy Provisions Act, it is envisaged that if a health policy contained provisions that ceased to be complied with due to legistative changes, it should be considered as if they were in accordance with the law.
Eating habits for sure. Also metabolism and genetics play a big roll in it.
Using anti-bacterial soaps, Alcohol, Peroxide, and Iodines.