You would die is your answer.
I believe that 1 would be immune and 2 would be adaptive
The right rider for the physician to add is GUARANTEED FUTURE INSURABILITY. If the doctor know for sure that his income will be increasing in the future, he can add guaranteed future insurability rider to his disability policy, this will enables him to purchase additional insurance without attempting any medical question as long as he meets the income eligibility.
So they can know which is which because that person's life can depend on it.
The best way to handle or respond to this scenario is to note the side effects of epinephrine which is what the patient is experiencing right now such as the anxiety and the tachychardia. It is also best to monitor the patient to check and see if there is any improvement or there is a presence of another factors that will lead to complications to the patient's state.