Answer:
no
Explanation:
The hand book gave to other employes did the same so should jon.
The incipient employee is probably nervous your job is to make them feel at ease and welcome them
be yare, have an orchestration
be cordial don’t leave them by themselves
.
It’s the amount of charges owed to a credit card company based on purchases.
<span>The money supply can be reduced by not continuing to print new bills. Banks could be asked not to distribute more than a set amount of money, thereby lessening the amount of money put into general circulation. Sellers could raise the price of their goods and services. When prices rise, people take a closer look at their goals and their disposable income. Cost of living usually results in more prudent spending, more savings, and less money in general circulation.</span>
Answer:
d. Banks hold a lot of debt and have a small mark up, and the DuPont illustrates this relationship.
Explanation:
The Dupont model is basically a more complex return on equity (ROE) analysis. It breaks down ROE using net profit, asset turnover and equity multiplier (or financial leverage) to focus on the financial performance of businesses.
ROE = profit margin x asset turnover x financial leverage
When firms have higher financial leverage, ROE will increase, but risk will also increase, resulting in higher cost of equity.
Banks tend to have a much higher financial leverage than most companies since their business is to take deposits (liabilities) and then make loans to other clients (assets). E.g. commercial banks on average have a debt to equity ratio of 2, while investment banks have a D/E ratio of 3 or more. That means that for every $1 of equity, investment banks have $3 of debt.
The Dupont analysis is useful for understanding whether a company's performance is based on its efficiency (high profit margin or asset turnover) or its financial leverage. If a high ROE is based solely on a high financial leverage, then the company is considered a risky investment.
