Answer:
HEYA!
YOUR ANSWER IS OPTION  B. It predicts future earning potential for lenders.
 
        
             
        
        
        
Answer:
Formal operational thinking
Explanation:
Formal operational thinking also called a third eye problem. In this situation children ask about if they have third eye solution then where they put these solution. So that children are more creative and have curiosity to know everything. 
It is experimentally tested and pendulum is used to test this type of thinking. At this stage children used formal operational; thinking that is systematic and organized. It shows that children start to think logically. They start to think abstract thinking. Thus Alessandra used formal operational thinking here her college plan. 
 
        
             
        
        
        
I think you are looking for totalitarian Dictatroship
        
             
        
        
        
Answer: toeboard
Explanation: The Occupational Safety and Health Administration defines the Walking-Working surfaces regulation for the secure construction of stairs in industrial environments. For platforms or walls that are 4 feet or higher above the ground and do not have surrounding walls, it is mandatory to build a standard railing around them. In cases where there is a moving machinery, people can pass or there is an equipment which would be harmful when falling objects come in contact with it, the railings must have a toeboard.
A toeboard is an equipment fixed vertically to prevent items from falling for the platform.