Explanation:
sometimes banks would be forced to close down because they did not have the money to pay depositors
Answer: The physician is being sued. Insurance company should provide an attorney. If the doctor is negligent, insurance company should pay (that's why we have premiums). Dr. Z is sued, goes to agency, and notifies the agency. The agency doesn't notify Aetna in right amount of time, and also notifies the wrong company. Aetna doesn't have a liability because they were not notified in a timely manner. Larson is agent to Aetna. A principal's notice to agent=notice to principal. That's the same as notifying Aetna according to its claims procedure. This is not Dr.Z's problem. Aetna is wrong in denying coverage, and Dr.Z will succeed and not have to pay.
The right to free public school is found in the individual state constitutions, not in the federal constitution. Every state has a provision in its constitution, commonly called the "education article," that guarantees some form of free public education. In San Antonio Independent School District v. Rodriquez, the U.S. Supreme Court held that education is not a "fundamental right" under the U.S. Constitution. So, as a matter of constitutional law, the founding fathers left it to the states to decide whether to provide an education or not.
The 14th amendment of the US Constitution talks about education.
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