MSA Plans combine a high deductible Medicare Advantage Plan and a bank account. The plan deposits money from Medicare into the account. You can use the money in this account to pay for your health care costs, but only Medicare-covered expenses count toward your deductible. The amount deposited is usually less than your deductible amount so you generally will have to pay out-of-pocket before your coverage begins.
Drinking alcohol during pregnancy can indeed cause severe damage to an developing embryo. This is completely true. This is also the reason why pregnant women should avoid drinking alcohol and why it's not good to do so for them.
I believe you meant a food label, so always know/look at your fats. And definitely look at the rest of the ingredients list, but the first thing you should look at is the fats.