Umm. i am not sure if this will help but, i would pick the first one. mainly because, i like to think of it as money, like for example. If i had two separate banks, and in both of them i had seven dollars. If i give seven dollars to a charity and there is nothing left in my bank, i would add my other money from my second bank into my first one. that way i will have money in the bank i would normally go to.
