Answer:
the monthly payment is $134.72
Step-by-step explanation:
This is if the mortgage is annual also.
add all 3 which would equal 1,616.6.
But "why?" you ask is it so expensive.
it is still annual so divide it by 12 and you have 134.72

As, 

=0.301029+0.845098+1.13943
=2.26007
=2.260(approximate)
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Divide 395 by 4 then you get the answer 98.75 for each length.
= 
0.05797
Use standard Division to get your answer but in most classes you won’t be given an answer that big and you should use s calculator