The answer is a h(1.25)=20
5w + 9z = 2z + 3w
Move terms with w to the left - subtract 3w from both sides
2w + 9z = 2z
Subtract 9z from both sides
2w = -7z
Divide both sides by 2
w = 
When ever you have percentages, it should be helpful to bear in mind you can express them as multipliers. In this case, it will be helpful.
So, if we let:
a = test score
b = target score
then, using the information given:
a = 1.1b + 1
a = 1.15b - 3
and we get simultaneous equations.
'1.1' and '1.15' are the multipliers that I got using the percentages. Multiplying a value by 1.1 is the equivalent of increasing the value by 10%. If you multiplied it by 0.1 (which is the same as dividing by 10), you would get just 10% of the value.
Back to the simultaneous equations, we can just solve them now:
There are a number of ways to do this but I will use my preferred method:
Rearrange to express in terms of b:
a = 1.1b + 1
then b = (a - 1)/1.1
a = 1.15b - 3
then b = (a + 3)/1.15
Since they are both equal to b, they are of the same value so we can set them equal to each other and solve for a:
(a - 1)/1.1 = (a + 3)/1.15
1.15 * (a - 1) = 1.1 * (a + 3)
1.15a - 1.15 = 1.1a + 3.3
0.05a = 4.45
a = 89
1/4 off means 0.25 * 28
7
Sale price = 28-7
= 21