Our planet has so many different ecosystems in which species live in. Whether it is the rainforest or a desert region, it seems that almost any place on earth can be one in which species have learned to adapt to living there. In short, yes there is great diversity on this planet.
The answer is base pairs.
The statement which describes a modified endowment contract is this: 'Exceed the maximum amount of premium that can be paid into a policy and still have it recognized as a life insurance contract.
A modified endowment contract is a type of life insurance contract which has been funded with more money than allowed. Such a life insurance will no longer be regarded as life insurance by IRS, it will be considered as a modified endowment contract.
