The Out-of-Pocket maximum is the limit or cap amount that has to be paid by the insured on an health plan such that the health plans then pays the entire covered health care costs (100%) once the out-of-pocket maximum limit is met by the person insured
The kinds of health care expenditure that count or a applied towards the Out-of Pocket Maximum are:
<u>Deductible</u>: The deductibles are costs that the insured has to pay from his or her pocket before the plan the individual has begins paying for the remainder of the cost. The deductibles are normally for non-preventive care
In some plans, costs such as for prescription drugs have a separate deductible
<u>Coinsurance</u>: This is the cost the insured share with the health plan, once the deductibles cost has been covered by the insured. The coinsurance counts towards the Out-of-Pocket Maximum
Learn more about health insurance here:
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Usually the organisms in plants such as algae fungi and endosymboyic bacteris
Answer:
Because they want the money
Explanation:
If you tested negative to HIV within the first weeks or month you would retake the test because the body develops different antibodies that help 'fight' off the virus. Therefor your body would be in the process of trying to get the virus out of your system in which most antibodies and symptoms would start to show itself. There are specific test that are made to spot and identify these particular antibodies that tell you whether you have the virus or not.
