Answer:
Consumer Financial Protection Bureau
Explanation:
Consumer Financial Protection Bureau is an organization that's established by the United States government in order to provide protection for costumers within the financial sectors. They offer protection for activities such as Securities firm operation, capital management, debt collector, foreclosure services, etc.
The problems that Ben experience fall under the jurisdiction of the Bureau.
After filing a complaint, the Bureau will sent their agents to conduct the investigation (mostly by examining their financial books in order to seek any possible violations). If the bureau managed to find some proof of foul play, The Bureau could bring the case to the prosecutor and brought the company into court.
Solution :
Annual payment = 
1. The rate of interest annually = 12%
Present value 
= $ 18,023.90
2. The rate of interest annually = 12%
Present value 
= $ 20,186.75
3. The rate of interest annually = 12%
The rate of interest quarterly = 3%
Present value = 
Answer:
To execute new strategy
Explanation:
Firms and organisations on a quarterly or yearly basis try to change their business strategies to improve revenues and to compete in the market. Overall, implementing a new strategy is complex and it is important to perform restructuring in order to effectively apply a strategy. A restructuring process helps to easily adopt a strategy without complexities.
Answer: d.the holders must have acted honestly and observed all reasonable commercial standards of fair dealing.
Explanation:
For an instrument to be negotiable, it should be noted that the UCC requires that such instrument have to be signed by the maker or the drawer.
The UCC requires that HDCs take instruments in good faith. This means that the holders must have acted honestly and observed all reasonable commercial standards of fair dealing.
