Question

This type of insurance will take effect approximately six months after a person suffers a sudden, major injury, usually paying 50-65% of a person's salary.

Answer 1

A long-term disability insurance will take effect in approximately six months after a person suffers a sudden, major injury, usually paying 50-65% of a person's salary.

Explanation:

When a person takes a long term disability insurance, this helps to secure him financially during the period of his disability. If the disability that the person has got persists for more than six months, it is termed as a long-term disability.

Thus, it can only be claimed after six months of continued disability.

Answer 2

Answer:

c) long term disability

Explanation:

Long-Term Disability kicks in after Short-Term Disability ends, usually after 3 to 6 months. Of course, a person has to have previously signed up for this disability insurance, which is not always the case.