What are the effects? you need to add more details, or add an attachment...
Real Estate! It is the safest investment. $10,000 can be a down payment on a small home depending on where the friend lives.
Tax deferred annuities or 401k plans through an employer are also safe investments. Any investment that has long term growth rather than risky stocks is a smart choice.
I don’t think you want your health being evaluated by a bunch of high schoolers.
If you’re concerned ask your doctor.
To fat they see them selves as fat
i have that illness ;)