Answer:
j would say both
Explanation:
because problems can get in the way of things but they can also help you grow and develop
Answer:
b) An insured who has recovered from a disabling injury will be required to repay the insurer for any premiums that were waived
Explanation:
Waiver of premium is a clause or rider in an insurance policy in which insured is benefited by not paying the premium for his policy in case he suffers from disability for period of disability . For it he is charged with some premium .
Once waived , the premium need not to be repaid back to the insurer , even if he has recovered from disability,
Using more time and energy you obviously have not used your time and /or energy efficiency.
It is pulling your foot away after stepping on a sharp object
