<span>Adopting the attitude of we are the learners is one way to achieve positive attitude towards others and towards self. The thought of 'we are the learners' will teach us that life is a long process where we never end to learn things new and old.</span>
Insurance allows for the recovery of a lost asset (or some form of value) by managing the risk or probability of that loss occurring through payment of a premium. Essentially insurers take on some of the risk associated with your loss occurring and are reimbursed in the form of the insurance premium you pay. As the probability of the loss occurring (e.g. your car being stolen) is quite low, the insurance company can make a profit provided that only a small percentage of insured parties lodge claims.