The amount or percent of an insurance claim that the insured is responsible for and the company deducts for payment. It can be voluntary but is usually given to the insurer to not pay many small claims.
There are 4 main events that influenced the creation of new state constitutions are the House of Burgesses which was when the first government discussed national level representative government, the founding of Rhode Island for religious freedom from the puritans, the First Great Awakening which was when people finally were able to think for themselves without too much influence from the church, and the statement of John Lock wherein he believed that people had rights under the government.
When a person or group works freely it is called 'community service'.
To order their actions, and dispose of their possessions and persons, as they think fit, within the bounds of the law of nature