I believe the answer is: Psychologist
Psychology is a discipline that aimed to study all aspects of mind and behavior (both conscious and unconscious)
Scientific methodology under this discipline is used to found out the pattern on how the majority people react/behave when they're placed under certain occurrences
I believe the answer is an asset. Any asset has to account for its ability to cover a loan and it's fees...example, if you own a property that is rented to a consumer for farming purposes, whatever the farmer plants, or for grazing purposes, that is the farmer's asset to cover they're loan. if they become delinquent in the payment, that gives the loaner the right to seize that asset for payment of a loan.
It protects people from getting wrongfully arrested, and maintains the fact that you can be under investigation for a crime and not have to be in jail. It is important because a lot more people would be in jail than we already have. It also is important because it would help corruption if it was not there
Probably are doing other bad things if they are teen mothers.