The Electronic Fund Transfer Act (EFTA) is a federal law that protects consumers when they transfer funds electronically, including through the use of debit cards, automated teller machines (ATMs), and automatic withdrawals from a bank account.
This is only 5 points but... I think that death penalty should continue as a form of punishment because if someone did something horrible (for example killing many people) they should be punished and jail time is not enough. - Brooke
Answer:
Online Cruelty takes places when a person uses digital tools such as mobile phones and internet to harass or upset someone, often repeatedly.
Such people behave thoughtlessly and cruelly.
It harms a person's mental well being and health.
It can encourage other people to carry out physical attack as cruelty threatens a persons physical integrity.
<u><em>The family members and friends of the target are likely to be affected by the behavioral changes in the target.</em></u>