The reason to buy a down payment is so you can focus on other bills such as water, electricity and other things like the gas bill. The house you will not have to pay for it is all done and you can sell it for profit.
They were like the United States because they adopted many habits of the US citizens. They wore regular clothes, had farms and ranches, and some were even slave owners.
Spain, Portugal, Ireland, Iceland. Those are the only ones I can think of
Authority belonging soley to the leader
