I had this before and I think is was A.
Part A:
To get the interest of 1 year
Multiply 20,000 by 5% or 0.05
You get $1,000
Thats the amount for 1 year, now to get for 4 years, multiply 1,000, by 4
She pays $4,000 in interest
Part B:
If she pays it off in 2 years, instead of 4 years, she will pay an interest of $2,000, divide 4 by 2
Part C:
This is the same as part b, she saves $2,000
Hope this helps
-GoldenWolfX
Darling, this problem is quite simply addition. You add 18 to 1328. 1328 + 18. we add the eights first. 8 + 8 equals 16. The 6 stays and we carry the one. 1 + 2 is 3. And then we add our carried 1 to make 4. So, the answer is 1346. I hope this helped!
