A check card and debit card are in essence the same thing. ... The funds are taken directly, and in most cases immediately, from a linked checking or savings account through a bank. A credit card is issued by a bank or retailer as a means to make purchases using credit
Debit cards are like a check because with both of them, you have the ability to pay rapidly and easily. With both checks and debit cards, the money already exists and is in a bank account, unlike with credit cards.You are also able to avoid carrying cash, by just carrying around the debit card or check. Both forms of payment are also pretty widely accepted, and are able to be used at most places.