Answer:
I think one is borrowers who don't pay back
Then I think that interest rates falling is also one
These are the only ones I can think of. hope they help
 
        
             
        
        
        
Answer: Public Relations
Explanation: The elements of a promotional marketing mix are the resources an organisation engages in its marketing promotion. They are:
Advertising, public relations, sales promotion, direct marketing and personal selling.
The above listed elements have there unique effect on the sales if an organisation.
Advertising is used to create an awareness of the product to the consumer using all forms of advertising such as radio jingle television advert, billboards etc.
Public relations is used to find out the effect of the products in the market and also to get feedbacks from consumer which will enable mgt to plan on ways to correct any issue observed.
Sales promotions are ways of giving to the consumers fee products as rewards for loyalty
Direct marketing is the use of marketing officers that will speak to consumers personally and try convincing them to try the products
Personal selling is the act of selling the products one on one to customers
 
        
             
        
        
        
Answer:
retention ratio
Explanation:
Retention ration is the portion of net income retained by a firm to grow its business rather than being declared and paid as dividened.
When a company makes profit at the end of financial period, the company can either retain part of its earning for business expansion, declare part as dividends paid to shareholder or combine both.
Where a firm now reinvest the portion of the profit earned in itself, it is called retention ratio.
 
        
             
        
        
        
Answer:
addition to retained earnings is $34,304
Explanation:
  Revenue                        =  $513,000
- Costs                              <u>= $406,800</u>
Gross Profit                       =  $106200
-  Depreciation expense  =   $43,800
-   Interest paid                  <u>=   $11,200</u>
Profit before tax                =   $51,200
-   Tax 33%                         =   $16,896
Profit after tax                    =   $34,304
*Profit after tax is actually addition to Retained earning the dividend payment is made from the Retained earning account after that.