Answer:
Unless the policy designated the current beneficiary as irrevocable, the policy owner can make the change at any time.
Explanation:
A primary beneficiary is simply the person you have selected in your health insurance policy to be the one to be called upon to receive any benefits. In the case of a health insurance policy, changing primary beneficiary can be done at any time the owner deems necessary. The only circumstance in which the primary beneficiary is irrevocable is only if it is stated in the policy.
D. only is specifically requested by the patient
Answer:
It can spread quicker.
Explanation:
More people are being born and more space is being taken up. Places will be more crowded therefore pandemics will spread quicker.