Based on the stock's price in 2020, the employee will most likely not bother to exercise the options.
<h3>When are options exercised?</h3>
Options are exercised by employees or other parties when the market price of the underlying stock is more than the price that the option can be redeemed at because this would lead to profit. 
The underlying stock here is trading at $40 which is less than the price of redeeming the option so the employee will not exercise the options. 
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CPT or, Current Procedural Technology is a document that is laid out in a way makes it easy to accurately code medical claim forms. It is published by the American Medical Association. CPT codes are used to describe every medical procedure that can be performed on a patient by a medical expert. 
<span>In my opinion, one of the best ways to learn the basic layout of the CPT in order to reduce the time required to accurately code claim forms is to attend college and work towards earning a degree in Medical Billing and Coding. </span>
        
             
        
        
        
When it comes to lack of sales or poor financial management, the reason why most firms fail is a. poor financial management.
<h3>Why do companies fail?</h3><h3 />
There are several reasons why a company can fail such as budgetary issues, and a lack of concrete goals to guide the activities of the company.
Most of these things stem from poor financial management however. Think of it this way, if a ship has a bad captain, then the chances of the ship sinking increases. 
Poor financial management would lead to money not going to the right expenses which means that the business will make a lot of losses instead of profit and so will close. 
In conclusion, between lack of sales and poor financial management, poor financial management is worse.
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