Immigrants had to pass medical inspection at both stations.
Explanation:
Medical examination of the newly arrived happened at both stations. The immigrants were inspected by two doctors and the inspection was often quite unpleasant. Many Asian immigrants saw it as intrusion on their privacy as they were not used to taking their clothes off in front of strangers.
Men and women were inspected separately. They were examined for certain physical defects, their eyesight was checked and they were tested for parasitic infections.
Immigrants with minor health defects were allowed to register to receive an alien's card, people with contagious diseases were put into hospitals first, and their fate was decided later on.
High interest rates would likely dissuade people from using credit cards and would likely move them back to using their debit cards for purchases and to keep credit card purchases to ones that they knew they could pay back. You would end up getting people who were more desperate for the line of credit using it.