The coordinates called Y=INTERCEPT or the INITIAL VALUE.
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The total cost of shipping a package with the cost of $15 exclusive if 5% insurance is 15.75 dollars. This is calculate by getting first the 5% of 15 dollars, 15 dollars multiplied by 5%, equal to 0.75 dollars. Then it will be added to the shipping cost of 15, which is equal to 15.75 dollars.
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They didn't provide the number for one of the faces btw..