The answer is All of above
The distribution of natural resources depends upon number of physical factors like terrain, climate and altitude. The distribution of resources is unequal because these factors differ so much over the earth.
An exothermic action releases heat.
I believe it is behavioural isolation. When there are changes within a certain species, e.g. new birdcalls are formed in certain individuals in a species, "traditional" birds may not like such mating calls and only choose to mate with the more common birdcalls from majority of the birds. There are also some birds that may like the new birdcalls, and choose to mate with birds with those birdcalls. They become genetically isolated as they continue such behavior. Eventually, through genetic drift and other mutations, different species form from a single specie.
Hope this helps! :)