It doesn’t have a effect on aquatic insects or fish. But it can create conditions that make aquatic insects/fish difficult for them to survive.
A temperature inversion is a thin layer of the atmosphere where the normal decrease in temperature with height switches to the temperature increasing with height. An inversion acts like a lid, keeping normal convective overturning of the atmosphere from penetrating through the inversion.
Nk cells
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Blood clots will do this. Cutting off blood flow while also increasing blood pressure. Also, if the viscosity (thickness of the blood) is thick which will slow down the flow and cause the body to use more effort to pump blood.