Answer: A bank uses the resources of many customers to help finance loans to a few.
Explanation: A collective immunity is like a group of people being immune. And if all those people get immunized, then the people who can't physically get immunized will be okay. Now think of the collective immunity as a bunch of people that keep their money in a bank. Someone needs a loan from that bank because they don't have enough money, the "collective group" of people are helping that person out.
Answer:
I agree. Withered, "as though swept by fire," and "once so attractive" create a despairing tone.
Answer: probably work hard
Explanation:
Extra words in a sentence that add detail and are set off by commas are called nonessential elements. This is because they are not essential to the sentence and story, they are simply an added bonus, without them the sentence still makes sense.