Pessimism would be the term. A pessimist often focuses on the most dangerous or bad outcomes in life, letting it cloud their happiness and judgement occasionally(being a mindset/lifestyle and all).
The third option I’m sorry if I’m wrong
True, abstinence is the practice of giving up something, it necessarily doesn't have to be all about sex, which is many average thinkers are taught in schools. It can be alcohol or even toys and games!
Simply going to the doctors for a check up.