Recognition is a subcategory of the explicit memory, specifically the semantic memory. This type of memory allows you to access information regarding culture and language. It allows you to access the meaning of words, so in a test that requires you to match the glossary term to the correct definition, this is the measure of memory you would use.
Based on Oliver's situation and his parents poor credit score, a recommended federal loan that could be appropriate for him would be the Subsidized Stafford Loan. This loan is based on financial need. The interest is paid for by the government while Oliver would be in school.