Industrial, agricultural, Foreign Exchange Banks.
The perceived value of benefits rises when employers introduce choice through a flexible benefits package.
<h3>What is flexible benefits package ?</h3>
- Employers who offer choice through a flexible benefits package increase the perceived value of benefits.
- While employees are more concerned with cost when evaluating the competitiveness of benefits, senior management frequently places a greater emphasis on value.
- A benefits package that gives employees the option of a range of benefits, such as cash, life and health insurance, paid time off, retirement plans, and child care.
- A flexible benefits plan, also known as a full flex plan, is a kind of cafeteria plan benefit under Section 125 of the Internal Revenue Code that gives employees the option of receiving their pay as cash or as nontaxable benefits like life and health insurance, retirement plans, and child care.
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Answer:
Price be at the end of the year = $17.13
Explanation:
Using the capital asset pricing model we have,
Where E(R) = Expected return on investment
R[tex]{_f}[tex] = Risk free rate of return = 7%
[tex]\beta[tex] = 1.2
[tex]R{_m}[tex] = Return on the market
Here we have
E(R) = 7% + 1.2(13 - 7)%
= 0.07 + 0.072 = 0.142
= 14.2%
Therefore price of share at year end = $15 + 14.2% = $17.13
That is current cost + expected return on this investment = $17.13
Based on the buyer's gross income, her car and student loan payments, and the maximum debt-to-income ratio, the maximum monthly house payment that the bank will approve is $2,100.
<h3>What amount will the bank approve?</h3>
The maximum debt-to-income ratio for housing the bank will approve is 28% which is:
= (90,000 / 12 months) x 28%
=$2,100
The maximum debt-to-income ratio is 36%:
= (90,000 / 12 months) x 36%
= $2,700
Allowance for debt:
= 2,700 - 300 - 200
= $2,200
There is therefore enough space to take on the maximum debt-to-income ratio for housing so the amount of $2,100 will be approved.
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Answer:
Return
Explanation:
Supply chain management (SCM) is the management of interconnected activities involved in movement and storage of raw material, work in progress and finished goods. The process is used to check if supply chain activites are working smoothly or not, also, is it cost effective or not?. SCM follow basic five component:
- Plan
- Develop
- make
- Deliver
- Return.
Return is a stage where supply chain managers must create a responsive and flexible network to support customers who have problems with delivered products.
