By applying the formulas of present and future values of annuity we can solve this problem. In this mortgage problem, first we have to find loan amount after the down payment. It is 699,000 - 699,000 * 0.2 = 559,200$. We have to set it as PV (Present Value) of annuity. Using the PV formula ![PV = A \frac{[1- \frac{1}{(1+r)^{N}}]}{r}](https://tex.z-dn.net/?f=%20PV%20%3D%20A%20%5Cfrac%7B%5B1-%20%5Cfrac%7B1%7D%7B%281%2Br%29%5E%7BN%7D%7D%5D%7D%7Br%7D%20)
, we first find A, which is an annual payment. Exact calculation with mortgage calculator gives us A = 33,866.56$. After finding it, plugging this number into FV (Future Value) formula ![FV = A\frac{[(1+r)^{N}-1]}{r}](https://tex.z-dn.net/?f=%20FV%20%3D%20A%5Cfrac%7B%5B%281%2Br%29%5E%7BN%7D-1%5D%7D%7Br%7D%20%20%20)
, we find the value of the future value and it is 1,185,329.66$. And the total financial charge is 1,185,329.66 - 559,200 = 626,129.66$
<span>assume z = ax for simplicity
z(z) = a(ax) = a^2x
let a^2x = 1/16x and solve for a </span>
1. Number that adds up to -12 and multiplied by the same # that gives u -13. Set it up like this because both are negative so, u need 1 negative and 1 positive.
(x-13)(x+1)
2. Same rule applies. GCF
8y(4y+1)
3. (x+3)(x-3)
To find what y is you have to do y1-y2/x1 - x2
Hope this helped
Answer:
-3r-8
Step-by-step explanation:
