Educator, counselor, consultant, researcher
There are many reasons why Zachary can't concentrate. He might have something on his mind that is bothering him, he could be hungry, he could not have a lot of energy. The best thing Zachary could do to help the paper not suffer is leave his desk and paper alone for about a half an hour, and maybe eat something, or just take a break. Maybe take a nap to get some energy back up so that he can get everything he needs in his paper.
The right rider for the physician to add is GUARANTEED FUTURE INSURABILITY. If the doctor know for sure that his income will be increasing in the future, he can add guaranteed future insurability rider to his disability policy, this will enables him to purchase additional insurance without attempting any medical question as long as he meets the income eligibility.
Answer: C. Hereditary Disease
Explanation: