Answer:
Option C.
Explanation:
An agency that is not part of any Cabinet department, is the right answer.
Those agencies of the federal government of the United States that exist outside the national executive departments (those supervised by a Cabinet administrator) and President's Executive Office, are known as the Independent agencies. In simple terms, this is a term used to describe those agencies that while legally portion of the executive branch, are autonomous of presidential authority, usually because the power of the president to remove the agency leader or a member is restricted.
Answer:
(1). Secured loans
Collateral is generally required for secured loans. Secured loan are those for which the borrower, along with a promise to repay, puts up some asset (collateral) as surety for the loan. A secured loan instrument simply means that in the event of default, the lender can use the asset to repay the funds it has advanced the borrower. The risk of default on a secured loans tends to be relatively low since the borrower has so much more to lose by neglecting his financial obligation. Secured loans financing is typically easier for most consumers to obtain. As this type of loan carries less risk for the lender, interest rates are usually lower for a secured loan.
(2). Higher interests rates.
People who get loans but are considered a risk to fully repay them, often get higher interest rate. Because the risk to the lender is increased relative to that of secured debt, interest rates on unsecured debt tend to be correspondingly higher. However, the rate of interest on various debt instruments is largely dependent on the reliability of the issuing entity. An unsecured loan to an individual may carry astronomical interest rates because of the high risk of default.
(3). Higher total payment.
An unsecured loan to an individual may carry astronomical interest rates because of the high risk of default. Lenders issue funds in an unsecured loan based solely on the borrower's creditworthiness and promise to repay. Unsecured loan has no collateral backing, It involves no security, Hence, If the borrower defaults on this type of debt, the lender must initiate a lawsuit to collect what is owed.
Im using my hypothesis for a short project proposal my topic would be ______
Answer:
Better-educated people make their coworkers more productive.
Explanation:
An external benefit or positive externality is a term that describes the benefit of an activity, that is given to a party that is not part of the actual activity. Hence, external benefit of education is the educational benefit given to a party, that is not actual part of the educational activity or process, such as making people around the educated individual to be productive or informative.
Hence, in this case, the external benefit of education is "Better -Educated people make their coworkers more productive", as those coworkers and the company at large, are benefiting from the educated individual.
Answer:
b. unlimited wants and limited resources.
Explanation:
There are different definitions of economics. Some say it´s a science that studies the production, distribution and consumption of good and services. Another definition refers to the theories and models that govern the market process. But definitely, economics must strike a balance between a society´s wants - that may be unlimited - and the limited resources available.
