he uses this to positively affect his credit score by y making all his monthly payments on time. Thus the correct answer is B.
<h3>What is a credit score?</h3>
A three-digit figure known as a credit score is used to evaluate your likelihood of making on-time payments on your debts. A borrower will appear better to potential lenders if their score is higher. The foundation of a credit score is credit history.
To maintain good credit history it is essential to make timely payments to avoid any mischief and maintain a positive reputation in the market.
Therefore, option B is appropriate.
Learn more about credit scores, here:
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An example that I would give of a situation in which a real-life problem has to be solved or a decision has to be made using good judgement would be the case of deciding what to study in university:
<em>"When I had to decide what I was going to study, I immediately put journalism out of my mind, as I believed it did not suit my personality. Even though I loved writing, I had always imagined that journalists had to be aggressive, </em><em>overconfident</em><em> and pushy, and that news only happened in other, more interesting places. I could not see how that could fit me. The school counselor I talked to kept telling me that this was not the case, but my </em><em>belief perseverance</em><em> would not let me listen to other information. In the end I decided to go for accounting. I believed that accounting was only about boring numbers, and for the first few months, I was responsible of </em><em>confirmation bias</em><em>, as that was the only thing I noticed about my studies. However, over time, I grew to like the path I had chosen, and I do not regret it."</em>