Answer:
Medical necessity refers to the need of a medical treatment or service in case is there any malformed body part.
So, that part need to be repaired with the proper medical treatment to improve the functioning of the body.
Now days, a lot of insurance companies offers an medical insurance with various advantages and disadvantages.
Various health care facilities are offered by the insurance companies. So, it is upto the purchaser of insurance that which of the health scheme they want to buy.
And, they make sure that all the health related risks are covered in that health insurance.
