Question

A couple finds that they are experiencing debt problems and decide to find a credit counseling agency. What are three (3) things that the couple should find out about an agency before they allow the agency to represent them?

Answer 1

Answer:

This is an odd question...

The couple should find out the following:

1.) is the agency legitimate?

2.) Will they be doing a hard inquiry on our credit history? if so, this could affect our current credit score

3.) Will they charge me to review my current credit reports?

Answer 2

Just got this right on Edge. Here's the answer I wrote:

The couple should find out if there are large up-front fees, if the agency is accredited, how much of each payment goes to the agency, and whether the agency's promises are truly unrealistic.