Answer:a
Explanation:
The Present value of cash Flow increases as the discount rate decreases as there is an inverse relation with discount rate.
Mathematically,

Where
PV=Present value
CF=cash Flow
r=discount rate
t=time
as r decreases PV increases
Answer is capital outlay <span />
I think a good option is corruption: It is a widespread phenomemon in Nigeria and it is found on almost all levels of governance.
Also a problem was the inability of the government to pay the country's debt (this is probably partially connected to corruption too). (or at least to controll it somehow)
Answer:
disintermediation
Explanation:
Disintermediation -
It is the method of the removal of the intermediary people or middle men , like brokers , from the future transactions , is known as disintermediation .
It can also be the removal of certain process steps or some funds is also the process of disintermediation ,
hence , from the question , the example of disintermediation is shown .
The removal of the intermediaries can lead to lowering of the overall cost and can even increase the transaction time .
Answer: Writing/Mailing, Sign Language, Talking with your voice, Body language, and dreams, if you're including religion.
Explanation: Writing is a way of talking to other people, probably one of the most easiest ways to talk, sign language is language with your hands, talking with your voice is the easiest way of communication, body language is another way to communicate, and dreams for example "god" can tell you something in a dream if you believe in a religion.