Fair Credit Reporting Act to protect credit card users’ rights and how their information is gathered and used.
Option b
<u>Explanation:</u>
The FCRA is a federal law passed in 1970 which process the credit infromation of consumers and also process the report credit of the consumer. It protect the consumer against the misinformation. It is used for addressing the fairness, accuracy and privacy of personal information in the files of the credit reporting systems.
It focus on three major credit reporting agencies Experian, Equifax and Transunion. The FCRA often make reports to media due to information accuracy questioned by group of advocates. This law is also applicable to banks and medical agencies that sell records and business which uses the credit information.
Answer:I think C
Explanation:
"Referendum" is a general term which refers to a measure that appears on the ballot. There are two primary types of referenda: the legislative referendum, whereby the Legislature refers a measure to the voters for their approval, and the popular referendum, a measure that appears on the ballot as a result of a voter petition drive. The popular referendum is similar to the initiative in that both are triggered by petitions, but there are important differences. Legislatures are often required to refer certain measures t…
Answer: The best criticizism is that Bar exams "cost too much and exact great liabilities" Option A is the most correct option
Explanation: Bar exams are used to regulate the number of people that are practical layers. This exam is taken after you've successfully graduated from a law school.
The exam has been designed to favor only the rich, as the poor finds it very difficult to pay the fees involved. The law school is very costly, as the books and course handout are always costly. The exam is too costly that you need a loan that should not be less that $140,000 to complete your studies, leading to big liability to pay off, when you have started practicing. Even when you have passed the exams, you are still meant to pay for your license.
The government should try and subsidize the amount of money been paid for Bar exam, as this will help to increase the boundaries of licensing outstanding layers, thereby creating an equal opportunity chance for the rich and the poor to practice law.
Answer:
crime has at least three elements: a criminal act, also called actus reus; a criminal intent, also called mens rea; and concurrence of the two.
