adaptations.
Natural selection leads to traits called adaptations, which improve an organisms ability to survive and reproduce.
The statement which describes a modified endowment contract is this: 'Exceed the maximum amount of premium that can be paid into a policy and still have it recognized as a life insurance contract.
A modified endowment contract is a type of life insurance contract which has been funded with more money than allowed. Such a life insurance will no longer be regarded as life insurance by IRS, it will be considered as a modified endowment contract.
<h3>Correct answer choice is:</h3><h2>d. Erosion caused by hurricanes can leave coasts more exposed to storms.
</h2><h3>Explanation:</h3>
Important erosion, rapture, and removal of solids happen through storms. Beach erosion is a typical consequence of the high waves that transpire when hurricanes pass onto land. The decline of sand makes the beach to grow narrower and deeper in elevation. Storm loops take the sand offshore, keeping and depositing the sediment in great sandbars.
<span>(d) cooling
if obsidian is glasss like it is very logical that a cooling process is needed! If I was u I'd go cooling, d
:)</span>