Im guessing they were called "wagon trains". Apologies if i'm incorrect!
Answer:
Six months certificate of deposit
Explanation:
The interest rates of certificate of deposit are locked rates because they provide a clear and predictable return on any deposit over a specific period and the financial institution cannot later change the interest rate to reduce earnings.
A place of worship the church also housed schools social events and political gatherings and sponsored benevolent and fraternal societies Black ministers also came to play a major role in reconstruction politics