Bills may originate in either the House of Representatives or the Senate with one notable exception. Article I, Section 7, of the Constitution provides that all bills for raising revenue shall originate in the House of Representatives but that the Senate may propose, or concur with, amendments.
Answer:
Voting is an opportunity to change, change the way the country is being led, every election has a good or bad consequences
Reasons for not voting: you dont like the two main political parties, such as republicans and democrats.
Your answer is they can protect democratic freedoms
As of Jan. 1, 2018, banks with deposits less than $16 million have no reserve requirement. Banks with between $16 million and $122.3 million in deposits have a reserve requirement of 3%, and banks with over $122.3 million in deposits have a reserve requirement of 10%.