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Orlov [11]
3 years ago
12

After arguing with her boyfriend over the telephone, Roberta smashes down the receiver and then throws the phone across the room

. This behavior most clearly demonstrates
Social Studies
1 answer:
Vladimir79 [104]3 years ago
6 0

she has anger issues and/or he cheated on her and/or she is anger

Explanation:

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You work for a lender that requires a 20% down payment and uses the standard debt-to-income ratio to determine
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According to the standard debt-to-income ratio, the person who would be rated as highest in respect of eligibility for a home loan is person C.

<h3>What is a home loan?</h3>

A home loan is an amount that has been lent for the acquisition or purchase of any house. or apartment for living.

Given values:

<u>Persons    </u>             <u>   Monthly Incomes    </u>      <u> Recurring debts </u>

Person A                    $4,250 ($51,000 / 12)               $350

Person B                     $4,833 ($58,000 / 12)              $250

Person C                     $5,250 ($63,000 / 12)             $200

Person D                     $5,583 ($67,000 / 12)             $450

<u>Step-1 </u> Computation of debt-to-income ratio of person A:

\rm\ Debt \rm\ to \rm\ Income \rm\ ratio=\frac{\rm\ Recurring \rm\ debt}{\rm\ Income}\\ \rm\ Debt \rm\ to \rm\ Income \rm\ ratio=\frac{\$350}{\$4,250}\\\rm\ Debt \rm\ to \rm\ Income \rm\ ratio=8.23\%

<u>Step-2 </u>Computation of debt-to-income ratio of person B:

\rm\ Debt \rm\ to \rm\ Income \rm\ ratio=\frac{\rm\ Recurring \rm\ debt}{\rm\ Income}\\ \rm\ Debt \rm\ to \rm\ Income \rm\ ratio=\frac{\$250}{\$4,833}\\\rm\ Debt \rm\ to \rm\ Income \rm\ ratio=5.18\%

<u>Step-3 </u>Computation of debt-to-income ratio of person C:

\rm\ Debt \rm\ to \rm\ Income \rm\ ratio=\frac{\rm\ Recurring \rm\ debt}{\rm\ Income}\\ \rm\ Debt \rm\ to \rm\ Income \rm\ ratio=\frac{\$200}{\$5,250}\\\rm\ Debt \rm\ to \rm\ Income \rm\ ratio=3.80\%

<u>Step-4 </u>Computation of debt-to-income ratio of person D:

\rm\ Debt \rm\ to \rm\ Income \rm\ ratio=\frac{\rm\ Recurring \rm\ debt}{\rm\ Income}\\ \rm\ Debt \rm\ to \rm\ Income \rm\ ratio=\frac{\$450}{\$5,583}\\\rm\ Debt \rm\ to \rm\ Income \rm\ ratio=8.06\%

Therefore, after finding debt to income ratios of all persons, the lowest ratio comes out to be of Person C at 3.80% which ranked to be the highest.

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One of the main resources and distinguishing characteristics of the federal bureaucracy is Group of answer choices transition te
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One of the main resources and distinguishing characteristics of the federal bureaucracy is expertise.

  • Structure, job specialization, and written norms are the three major characteristics of bureaucracies.
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  • This arrangement is frequently described as a hierarchy.
  • Specialization is a hallmark of bureaucratic organizations, and each member had incredibly specialized duties to complete.
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What are the major elements of the federal bureaucracy?

The Cabinet departments, independent agencies, public businesses, and independent regulatory bodies make up the federal bureaucracy.

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