What is 10+10 im having troubles help

According to the Not Too Big Enough article, what are some of the sources of scale economies in

Svet_ta [14]

According to the "Not Too Big Enough" article, some of the sources of scale economies in the banking and finance industry are as follows:

1. Bigger banks can spread their investment (fixed) costs over more output, thereby reducing the cost per unit and making it impossible for smaller banks to compete in the market. Most often, the smaller banks cannot afford investments in modern banking computing power and systems management.

2. Bigger banks can consolidate banking functions with the elimination of redundancies after each merger and acquisition. The cost of redundancies also gives them economies of scale.

3. Bigger banks have access to larger pools of deposits and will not engage in borrowing at higher costs. Smaller banks cannot tow this line because of their small scale, lacking the required funding mix.

4. Finally, advertising works best where a bank has a large geographic spread. The cost of advertising over a large area is worth it, unlike when a small bank markets its services by advertising.

2. These economies of scale mean that Oligopolies are increasing on Wall Street, and there will be further consolidations of smaller banks. Of course, every small bank would like to engage in mergers and acquisitions to grab a share of the scale economies.

Thus, as banks grow large, they should be mindful that enjoying the scale economies comes with the risk of crumbling like the banks regarded as "too big to fail" when they build on a pack of cards.

Learn more: brainly.com/question/3156270

7 0

3 years ago

Westwick Inc. is an advertising agency. Its employees are allowed to take decisions and work in ways that will help maximize the

Anna35 [415]

Answer:

C) Organizational plurality 

Explanation:

Organizational plurality is a working environment in which all representatives are encouraged to collaborate in a way that promotes the gains for the company, clients and themselves.

As with the advertising agency, the employees are given chances to follow their decisions and maximize their experience.

5 0

4 years ago

All of the accounts of the Grass is Greener Company have been adjusted as of December 31, 2016, with the exception of income tax

yulyashka [42]

Answer:

The income before tax is $370450, the income tax is $111135 and the net income is $259315.

Explanation:

As the data table is not visible,online a similar question is found for which the data is attached here with.

From the given data

Service Revenue=$943,000

Interest Revenue=$127,1000

Total Revenue=Service Revenue+Interest Revenue=$1070100

Now The expenses are given as

Supplies Expense=$349,200

Repairs and Maintenance Expense =$258,300

Depreciation Expense=$60,350

Rent Expense=$ 31,800

Total Expense=Supplies Expense+Repairs and Maintenance Expense+Depreciation Expense+Rent Expense=$699650

So the income before tax is given as

Income=Total Revenue-Total Expense

Income=$1070100-$699650

Income=$370450

So the income before tax is $370450.

Now the tax is estimated at 30% as given tax rate as

Tax=Rate*Income

Tax=30%*$370450

Tax=$111135

So the income tax is $111135.

Now the Net income is given as

Net Income=Income-Tax

Net Income=$370450-$111135

Net Income=$259315

So the Net Income is $259315.

8 0

4 years ago

Match each account type with its description. basic checking account interest-bearing checking account savings account money mar

Dimas [21]

Answer:

basic checking account = Both does not earn interest and has a low minimum balance requirement;

interest-bearing checking account = Both earns interest and allows unlimited ATM use;

savings account = Both restricts access to funds through withdrawals;

money market deposit account = pays higher interest than a savings account;

Explanation:

i hope this helps

8 0

3 years ago

Read 2 more answers

Indicate whether each of the following actions represents foreign direct investment or foreign portfolio investment. Foreign Dir

cupoosta [38]

Answer: See explanation

Explanation:

A foreign direct investment is simply referred to as an investment that is made by an economic entity in one country into a particular business that is been situated in another country.

A foreign portfolio investment has to do with the holding of financial assets like bonds, stocks, and cash equivalents in another country.

Based on the.abive explanation,

Buying a corporate bond in a foreign country - This is a foreign portfolio investment

Opening up a factory in a foreign country - This is a foreign direct investment.

It should also be noted that a corporation is more likely to engage in foreign direct investment while the individual can engage in the foreign portfolio investment.

4 0

3 years ago